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Research Brief

Plaid

plaid.com
82ICP
Financial TechnologySan Francisco, CAFounded 2013
82
ICP Score
Strong Fit

Critical fintech infrastructure with strong developer focus. Values reliability, security, and developer experience.

Industry
Financial Technology
Team Size
1,800+
Est. Revenue
$500M+ ARR (est.)
Website
plaid.com

Key People

ZP
Zach Perret
Co-founder & CEO
WH
William Hockey
Co-founder & President
ES
Eric Sager
CFO

Discovery Questions

Tailored questions to ask on your call, based on research findings:

  1. 1

    How is Plaid expanding beyond bank connections into identity verification and fraud prevention?

  2. 2

    What's driving the competitive landscape with bank-backed alternatives like Akoya?

  3. 3

    How do you approach developer experience as a key differentiator?

  4. 4

    What new use cases are emerging for financial data connectivity?

Talking Points

  • 1

    Failed Visa acquisition in 2021 kept Plaid independent - they're focused on being the neutral infrastructure layer

  • 2

    Developer experience is core to their brand - API documentation and ease of integration matter

  • 3

    Security and compliance are critical given financial data sensitivity

  • 4

    Moving beyond banking connections into identity and fraud prevention

About

Plaid is a fintech infrastructure company that enables applications to connect with users' bank accounts. The platform powers financial data connectivity for thousands of fintech apps and established financial institutions. Plaid provides account verification, identity verification, and transaction data APIs.

Plaid LinkTransactionsIdentity VerificationAccount BalanceIncomeAssetsSignal

Target market: Fintech companies, banks, and any business needing to connect to financial accounts or verify identity

Tech Stack

Backend

PythonGoRust

Infrastructure

AWSKubernetes

Data

PostgreSQLRedisApache Kafka

Security

HSMEncryption at rest/transit

Hiring Signals

Open Roles
145
Growth
Moderate

By Department

Engineering
80
Compliance
25
Sales
20
Product
12
Marketing
8

Primary Focus: Expanding Engineering team

Recent News

Plaid expands identity verification with document scanning2024-04-15
Plaid reaches 8,000 financial institutions connected2024-08-20
Plaid launches Signal for fraud prevention insights2024-02-28

Competitive Landscape

Yodlee
Finicity (Mastercard)
MX
Akoya
Tink

This research brief is generated for demonstration purposes.Plaid is a trademark of its respective owner. Prepd is not affiliated with Plaid.

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